Assistant Professor
Finance
Office
R.C. Vance Academic Center
418
Or by appointment
Biography
Ying Chen is an Assistant Professor of Finance at ÃÛèÖÊÓƵ. She holds a Ph.D. in Personal Financial Planning, a Master's in Accounting (MSA), and a Master's in Personal Financial Planning from Texas Tech University. She is a CERTIFIED FINANCIAL PLANNER® (CFP®) professional. She is passionate about teaching, research, and community services. She teaches financial planning, retirement planning, estate planning, and financial modeling & analytics. She served as a VITA volunteer, assisting individuals/families in filing tax returns. Her research interest focuses on households' financial behavior, fintech adoption in financial planning, emotions, personality traits, mental health, and the psychology of financial planning.
Education
Areas of Expertise
Financial behavior, financial technology, financial literacy, financial psychology, and behavioral finance.
Publications, Research & Presentations
Ning, W., Chen, Y., & Lee-Partridge, J. E. (2025). Physical activity participation (PAP) mitigates Gen Z’s smartphone addiction: a moderated mediation model of stress and smartphone use habit during PAP. Young Consumers.
Chen, Y., Ning, W., & Quadria, T. H. (2024). Unemployment, financial literacy, and retirement: evidence from national data before and during COVID-19 Pandemic. Journal of Applied Business and Economics, 26(4).
Chen, Y., Asebedo, S., & Ning, W. (2024). Associations between fintech use and financial knowledge and emergency fund savings adequacy: expected and unexpected findings. Journal of Personal Finance, 23(4).
Asebedo, S.D., Quadria, T.H., Chen, Y., & Montenegro, E. (2022). Individual differences in personality and positive emotion for wealth creation. Personality and Individual Differences. 199. 111854. DOI: 10.1016/j.paid.2022.111854
Courses Taught
FIN440 - Financial Modeling and Analytics
FIN356/AC356 - Retirement Planning & Estate Planning
FIN300 - Personal Financial Planning
AC212 - Intro to Managerial Accounting